Your assets should be allocated in a manner consistent with your needs. The first step is to create a holistic approach and build a strategy around all of your assets. You need to focus on achieving a goal, such as financial freedom, buying a second home, traveling, or paying for the education of a child or grandchild. With careful thought and planning, you can help create a strategy that factors in return, but more importantly, risk.
Your Cabot advisor can utilize sophisticated planning software that takes your allocation and models it out over multiple scenarios. This will help give you the probability of reaching your goals. Of course, one review is not enough. Use the initial results as a base line and then review it at least annually. This will provide the most important results and help you determine the trend. With consistent attention you’ll be able to discern if you are getting closer or further away from your goals.